Many drivers in the UK are using dashcams to protect themselves from fraudulent claims or to capture illegal driving behavior. Some insurance providers offer lower premiums to motorists with dashcams. However, drivers need to be cautious because having a dashcam hard-wired into a vehicle can invalidate insurance if not properly declared to the insurer. Dashcams that are hard-wired provide added protection and can continue recording even when the engine is off. Drivers need to notify their insurer about hard-wired dashcams as they are considered a modification to the vehicle. Failure to do so may result in not being covered in case of a claim, despite having clear evidence of wrongdoing.
Graham Conway, the managing director at Select Van Leasing, provided helpful advice on the use of dashcams and camper vans. He warned that hard-wired dashcams, which are connected directly to the car’s battery, need to be declared as a modification to insurance providers. Conway also explained the speed limits for campervans, which differ depending on whether the vehicle was originally a panel van or a camper. Owners of converted vans need to check their vehicle’s classification in the V5C logbook to ensure they are following the correct speed limits and legal requirements.
Laurence Fox recently announced his decision to leave London amidst a police investigation into an upskirt image complaint. The use of dashcams continues to increase, with around three million drivers in the UK using them. While dashcams can provide protection and potentially lower insurance premiums, they can also lead to insurance invalidation if not handled correctly. Drivers need to be aware of the legalities surrounding dashcams, especially when hard-wired into vehicles, as they may be considered modifications that need to be declared to insurers. It is crucial for motorists to understand the implications of dashcam use to avoid financial damage and insurance complications.
Dashcams are being used by more drivers in the UK to record footage of their journeys and protect themselves from fraudulent claims or capture illegal driving behavior. Some insurance providers offer discounts on premiums for drivers with dashcams fitted in their vehicles. The use of dashcams can be beneficial, but drivers need to be cautious about the potential risks, such as insurance invalidation if not properly declared. Hard-wired dashcams, which provide added protection and continuous recording, require notification to insurers as they are considered modifications to the vehicle. Drivers must understand the legal obligations related to dashcam use to avoid any negative consequences.
Drivers in the UK are increasingly using dashcams for various reasons, including protection from fraudulent claims and capturing illegal driving behavior. The use of dashcams can lead to lower insurance premiums from some providers. However, drivers need to be mindful of the risks associated with incorrectly using dashcams, such as insurance invalidation for hard-wired devices not declared to insurers. Graham Conway, the managing director at Select Van Leasing, reminded drivers about the importance of notifying insurers about hard-wired dashcams to avoid potential coverage issues. Understanding the legalities surrounding dashcam use is essential to avoid financial damage and other complications. As the popularity of dashcams continues to rise, driver awareness and compliance with insurance requirements are crucial to ensure proper use and protection.
